V12 Finance

Spread the cost of your purchase with V12 Finance

Spread the cost - finance available on orders of £250 and above.

Finance is available on all orders with a balance of at least £250 > £15,000 (Max).

We work in partnership with V12 Retail Finance, an industry leading finance administrator with highly rated customer care.

Here's how it works, in six simple steps...

  1. Choose products to purchase from our website or shop. 
  2. Give us a call to set up your account and reserve your chosen products
  3. Select a finance option that suits you
  4. Complete application. You can do this online at home, or with the help of our team in store. 
  5. Within a few minutes, you'll receive notification of a decision
  6. Complete the electronic signature to finalise the agreement. We'll receive confirmation and process your order for collection only. 


What finance options are available?

  • 0% Finance > Available on full price products (at RRP) . You can choose 12 monthly repayments (with the option of deffering your first payment by 3 months). 
  • Classic Credit at 4.9% Finance > Available on full price products (at RRP). You can choose 12, 18 or 24 monthly repayments.
*Subject to terms and conditions 

    Am I eligible to apply for finance? To qualify for finance, you must meet the following criteria:

    • You are 18 or older.
    • You, or your partner, are in full time employment, retired and receiving a pension, in receipt of a disability benefit, or self-employed.
    • You have been a resident in the UK for at least 3 years and will continue this residency.
    • You have a debit or credit card in your name and registered to the delivery address.
    • You have a bank or building society current account.

      How do I apply?
      • Just give us a call on 01892 527069, or come and see us in our shop, and we'll get your application set up for you.

        Can I apply for finance through the Wildside Cycles website?

        • Not yet, but we should have this available soon.

          How much deposit do I pay?

          • A deposit is not necessary for finance, but is neccessary for securing a bike. 

            What if my application is declined? Can I ask why?

            • We are not made aware of the reason for any application being declined.

              Can I have the order delivered to an alternative address?

              • No. For security reasons and to protect against fraudulent applications, your order must be delivered to your home address.

                I still have some questions, can you help?

                • If you have any other questions about our finance partner V12, see their website at v12retailfinance.com


                *Kelly Cycles Limited, trading as Wildside Cycles, is authorised and regulated by the Financial Conduct Authority in relation to credit broking.